Tips for First-Time Buyers
Get expert guidance and tailored mortgage solutions designed specifically for first-time home buyers.
Save for a Down Payment: Aim to save at least 20% of the home's purchase price to avoid private mortgage insurance (PMI).
Get Pre-Approved Early:
Pre-approval gives you a budget and shows sellers you are a serious buyer.
Hire a Real Estate Agent:
A professional can guide you through the process and help you find the best deals.
Areas of Expertise
First-Time Homebuyer Education
Homebuyer Counseling: Providing educational resources and counseling sessions to help first-time buyers understand the home-buying process, mortgage terms, and financial responsibilities. This service aims to empower buyers with the knowledge they need to make informed decisions.
Access to Special Programs and Incentives
First-Time Homebuyer Programs: Identifying and explaining various first-time homebuyer programs, grants, and incentives that can provide financial assistance or more favorable loan terms. This includes helping buyers apply for programs like FHA loans, down payment assistance programs, or local/state grants designed to make homeownership more accessible.
Tailored assistance is just a step away!
Avtar Khurmi
Level 2 Mortgage Agent
Meet Avtar Khurmi, a seasoned mortgage professional whose depth of experience and commitment to excellence make him a trusted ally in your homeownership journey. With a proven track record of success, Avtar has helped numerous clients achieve their dreams of owning a home by providing expert guidance and personalized solutions tailored to their needs. As a proud member of Mortgage Alliance, a respected institution with over 20 years of serving Canadians, Avtar brings a wealth of industry knowledge and resources to every client interaction. His dedication to staying abreast of market trends and regulations ensures that each mortgage solution he crafts is optimized for long-term financial stability. Leverage my expertise today, and let’s turn your homeownership dreams into reality.
First Time Buyers
Let my expertise help you.
Testimonials
Sarah & John
"Avtar made our first home purchase stress-free and enjoyable. We couldn't have done it without his expertise!"
Emily & Mark
"Thanks to Avtar, we found our dream home and learned so much about the buying process. Highly recommend!"
Sukhwinder and Jagmeet
"From now on - anything we need we'll be coming to Avtar!"
Start Your Home Buying Journey