Required Documentation
Find mortgage options designed for newcomers to Canada, making the transition to homeownership smooth and straightforward.
Required Documentation:
Proof of Residency:
Permanent resident card, work permit, or visa.
Employment Verification:
Letter of employment, pay stubs.
Credit History:
If available, a credit report from your home country.
Areas of Expertise
Newcomer Mortgage Programs:
Specialized Newcomer Mortgage Products: Identifying and presenting mortgage products specifically designed for newcomers to Canada. These products often have flexible requirements regarding credit history and down payment, making it easier for you to qualify.
Employment and Income Verification Assistance: Providing support with the documentation and verification of international employment and income. This includes working with lenders to accept foreign income and employment history as part of the mortgage application process.
Credit Building and Financial Guidance:
Credit History Assessment and Building Strategies: Evaluating your existing credit history and providing tailored advice on how to build or improve your credit score in Canada. This includes tips on using credit cards, managing debts, and understanding the Canadian credit system to enhance your mortgage approval chances.
Financial Literacy Resources: Offering comprehensive resources and workshops on the Canadian financial and banking systems. This service helps newcomers understand how to manage their finances, budget for a home purchase, and navigate the mortgage process effectively.
Tailored assistance is just a step away!
Avtar Khurmi
Level 2 Mortgage Agent
Meet Avtar Khurmi, a seasoned mortgage professional whose depth of experience and commitment to excellence make him a trusted ally in your homeownership journey. With a proven track record of success, Avtar has helped numerous clients achieve their dreams of owning a home by providing expert guidance and personalized solutions tailored to their needs. As a proud member of Mortgage Alliance, a respected institution with over 20 years of serving Canadians, Avtar brings a wealth of industry knowledge and resources to every client interaction. His dedication to staying abreast of market trends and regulations ensures that each mortgage solution he crafts is optimized for long-term financial stability. Leverage my expertise today, and let’s turn your homeownership dreams into reality.
New to Canada
Let my expertise help you.
Testimonials
Ahmed & Sara
"We were new to Canada and unsure about the mortgage process, but Avtar's guidance was invaluable."
John & Maria
"Avtar made the process of buying our first home in Canada so smooth and understandable."
Start Your Mortgage Application