Successful cases & client reviews
Proud of My Record
Reviews and Testimonials
John S.
Toronto, ON
"Working with Avtar in Toronto was an absolute pleasure. He guided us through the entire mortgage pre-approval process with patience and expertise. As first-time homebuyers, we had a lot of questions, and he made sure we understood every step. We couldn't have asked for a better experience!"
5 / 5
Michael L
Brampton, ON
"I was looking into getting a second mortgage and was overwhelmed with the options. Avtar made it easy to understand and helped me choose the best option for my needs in Brampton. His expertise and dedication really made a difference. Thank you!"
4 / 5
Emily R.
Mississauga, ON
"Avtar helped us refinance our home in Mississauga, and we are thrilled with the results. He found us a much better rate than we had before and made the process seamless. His professionalism and attention to detail were outstanding. Highly recommend his services!"
4 / 5
Sarah T.
Oakville, ON
"We needed a private mortgage due to our unique financial situation, and Avtar came through for us in Oakville. He connected us with a suitable lender and ensured we got terms we could manage. His support and knowledge are unparalleled. Five stars!"
5 / 5
David M.
Hamilton, ON
"When it was time to renew our mortgage, Avtar provided excellent advice and options. He saved us money and made the renewal process straightforward and stress-free in Hamilton. We appreciate his hard work and dedication."
5 / 5
Lisa P.
Markham, ON
"As someone with less-than-perfect credit, I was worried about getting pre-approved for a mortgage. Avtar was incredibly supportive and found a solution that worked for me in Markham. His expertise and encouragement were exactly what I needed. Highly recommend his services!"
5 / 5
Successful Stories
Sandra and Paul H.
Where:
Burlington, ON
Mortgage Agent:
Avtar S. Khurmi
I recently had the pleasure of working with Sandra and Paul, a lovely couple looking to buy their first home in Burlington. They were concerned about their limited savings for a down payment and felt uncertain about their chances of securing a mortgage. Understanding their worries, I guided them through various first-time homebuyer programs and grants available to them.
Time Frame and Scope:
Within a few months, we managed to secure a pre-approval and qualify them for a down payment assistance program.
Goals and Outcome:
The goal was to reduce their upfront costs significantly, making their dream of homeownership achievable. Thanks to the down payment assistance program and the tailored mortgage solutions I provided, Sandra and Paul moved into their dream home without financial strain. It was rewarding to see their excitement and relief as they embarked on this new chapter.
Significance and Challenges:
This project was significant as it highlighted the importance of exploring all available resources and programs for first-time homebuyers. One of the main challenges was navigating the various requirements and paperwork for the assistance programs, but with meticulous planning and consistent communication, we overcame these obstacles successfully.
Jagmeet S.
Where:
Kitchener, ON
Mortgage Agent:
Avtar S. Khurmi
Jagmeet, a homeowner in Kitchener, reached out to me with a desire to renovate his property and increase its value. He needed additional funds to achieve his renovation goals, so we explored the possibility of a second mortgage.
Time Frame and Scope:
Over a few weeks, I conducted a thorough assessment of Jagmeet' home equity and financial situation to determine the best approach.
Goals and Outcome:
The primary goal was to secure a second mortgage with favorable terms, providing James with the necessary funds for his renovations. After securing the mortgage, Jagmeet completed his renovations, significantly boosting his home's market value.
Significance and Challenges:
This project was significant as it showcased the potential benefits of a second mortgage for home improvements. One challenge was ensuring the second mortgage terms were manageable and beneficial for Jagmeet. By carefully evaluating his financial health and home equity, we structured a loan that met his needs perfectly.
Jivan K. and Jasmeet
Where:
Milton, ON
Mortgage Agent:
Avtar S. Khurmi
Jivan and Jasmeet, self-employed business owners in Milton, faced challenges getting approved for a traditional mortgage due to their non-traditional income sources. They came to me for assistance in finding a suitable mortgage solution.
Time Frame and Scope:
The project spanned several weeks as we reviewed their financial documents and explored various mortgage options.
Goals and Outcome:
The goal was to secure a mortgage despite their non-traditional income verification. By connecting them with a private lender who understood their unique situation, we successfully secured the financing they needed. Jivan and Jasmeet were able to purchase their new home, relieved and happy to find a solution that worked for them.
Significance and Challenges:
This project was significant as it demonstrated the value of private mortgages for clients with unique financial circumstances. The main challenge was finding a lender flexible enough to accommodate their needs. Leveraging my network and understanding of private mortgages, we found the perfect match and turned a challenging situation into a success.