Terms & Conditions

1. Website Ownership and Services

This website is owned and operated by Avtar Khurmi. These Terms define the terms and conditions under which you may use our website and services as offered by me. Provides mortgage brokerage services aimed at assisting clients with mortgage applications, refinancing options, and related financial advice.

2. User Eligibility

To use our website and services, you must be at least [16] years old or the legal age of majority in your jurisdiction. By using our website, you represent that you meet these criteria and have the legal authority to enter into these Terms.

 

3. Mortgage Services

I offer a range of mortgage services tailored to meet your specific needs, including but not limited to mortgage applications, refinancing, and mortgage renewal consultations. Each service is subject to its own terms and may require additional documentation as per legal and regulatory requirements.

 

4. Privacy and Data Protection

We are committed to protecting your privacy. Our Privacy Policy outlines how we collect, use, and disclose your personal information. By using our website, you consent to the collection and use of your information as described in our Privacy Policy.

 

5. Intellectual Property

The content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Avtar Khurmi and protected by copyright and other intellectual property laws. You may not use, reproduce, modify, or distribute any content from this website without our prior written consent.

 

6. Limitation of Liability

I strives to provide accurate and up-to-date information on our website, but we do not guarantee its completeness or accuracy. We shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use our website or services.

 

7. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of our website following the posting of changes constitutes your acceptance of such changes.

 

8. Governing Law

These Terms are governed by and construed in accordance with the laws of Ontario, Canada. Any dispute arising under these Terms shall be resolved exclusively in the courts located in Ontario.

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9. Contact Us

For any questions about these Terms and Conditions or our services, please contact us at: